Money Market Fund is an investment product and aggregates idle short-term capitals, and invest on Money Market Instruments that involve relatively lower risks(mainly invest in short-term deposits and high quality money market instruments), combined with great flexibility that allows customers to receive their money as early as within the same day*.
What is special about Money Market Fund?
Mainly invest in short-term deposits and high quality money market instruments that may benefit from the rate hiking environment.
High Liquidity, Same Day Cash Out the earliest possible, 0% Subscription/Redemption fee. Money Market Fund is an investment product which is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
Why Money Market Fund?
As the interest rate picks up, comparing to Securities/Bonds market, Money Market Fund provides a higher degree of security and more stable income stream, as well as the opportunity of gaining a higher yield in the uprising interest rate environment. In the times of stock market turbulence, Money Market Fund would usually bring relatively more stable returns.
How is the risk for Money Market Fund?
The investing scope of Money Market Fund is under strict supervision, resulting in a relatively lower risk within its investment. However, lower risks involvement does not mean absolutely no risks involved. Money Market Funds would still confront impacts caused by investment risk, risks associated with debt securities, risks associated with bank deposits, concentration risk, currency risk and others. Although comparing to the volatility of other types of funds, Money Market Funds are considered lower risk leveled. Thus, it is more suitable for comparatively conservative investors.