優惠一:全新基金客戶 - 基金認購0.88%優惠費率

條款及細則

  1. 全新基金客戶 – 基金認購0.88%優惠費率(「本優惠」)之優惠期由2021年7月2日起至2021年12月31日為止,包括首尾兩日(「優惠期」)。
  2. 本優惠只適用於符合以下條件之客戶(「合資格客戶」),並只適用於本行指定的期限 (「指定期限」):
    • 合資格客戶1:客戶於2021年6月30日或之前已經持有本行賬戶,及從未於本行進行基金交易
      指定期限:合資格客戶1在優惠期內經本行的首筆基金整額認購日計起一個曆月內,可享基金認購0.88%優惠費率,每筆基金認購之金額最少為港幣100,000元或以上(或等值之其他貨幣)。
    • 合資格客戶2:客戶在優惠期內於本行成功開立理財賬戶
      指定期限:合資格客戶2於本行成功開立理財賬戶日計起一個曆月內,可享基金認購0.88%優惠費率,每筆基金認購之金額最少為港幣100,000元或以上(或等值之其他貨幣)。
  3. 合資格客戶於認購基金前,必須經本行客戶經理索取認購優惠碼,並於「招商永隆銀行一點通」手機App或網上銀行服務進行認購時輸入認購優惠碼,方可獲得本優惠。
  4. 每位合資格客戶只可於相應的指定期限內享用本優惠。
  5. 本優惠只適用於整額基金認購,不適用於月供基金計劃、基金轉換交易、不設認購費的基金、貨幣市場基金或任何本行指定的基金。
  6. 本優惠須受有關產品/服務之條款及細則約束。
  7. 本優惠名額有限,先到先得,額滿即止。
  8. 本優惠不可與其他優惠同時使用。
  9. 本行保留隨時暫停、更改、終止或取消各項優惠、獎賞及/或修訂其條款及細則之權利,無須另行通知。如對本優惠及其任何條款或條件有任何爭議,本行保留最終解釋權及決定權。
  10. 風險聲明:因外幣匯率有波動,可能價格急劇上落而招致損失,故投資者應肯定已瞭解市場之運作,並明瞭買賣外匯須承受價格變化的風險。
  11. 本優惠之條款及細則之中、英文版本如有任何歧異,概以中文版本為準。

優惠二:基金轉入優惠

條款及細則

  1. 基金轉入優惠(「本優惠」)之優惠期由2021年7月2日至2021年12月31日(「優惠期」)為止,並分開兩階段進行:
    第一階段:2021年7月2日至9月30日,包括首尾兩天(「優惠期1」)
    第二階段:2021年10月2日至12月31日,包括首尾兩天(「優惠期2」)
  2. 客戶於優惠期內按照本條款及細則之第5項及/或第6項,向招商永隆銀行(「本行」)提交基金轉入指示並成功轉入基金至本行,可獲享本優惠(「合資格客戶」)。
  3. 在每段優惠期內,每名合資格客戶轉入基金之市場價值(「轉入基金市值」)每累積達港幣100,000元,可獲港幣200元現金回贈。每名合資格客戶於每段優惠期內最高可享港幣10,000元現金回贈。
  4. 本優惠之轉入基金市值及現金回贈在每段優惠期內重新累積計算。
  5. 適用於優惠期1:2021年7月2日至9月30日
    • 合資格客戶於優惠期1内向本行提交基金轉入指示,並於2021年10月31日或之前成功由其他金融機構將基金轉入至本行的理財賬戶,方可獲享本優惠。
    • 現金回贈以港元計算。若基金之結算貨幣為港元,轉入基金市值將按客戶向本行提交基金轉入申請當天的基金價格計算。若基金之結算貨幣並非港元,轉入基金市值將按客戶向本行提交基金轉入申請當天的基金價格及銀行兌換價(由本行全權釐定)計算港元等值。
    • 現金回贈將於2021年11月30日或之前存入合資格客戶之港元結算賬戶。合資格客戶必須於本行存入有關現金回贈時仍然持有有效之理財賬戶及港元結算賬戶。如合資格客戶擁有多於一個港元結算賬戶,存入有關現金回贈的結算賬戶將由本行決定。
  6. 適用於優惠期2:2021年10月2日至12月31日
    • 合資格客戶於優惠期2内向本行提交基金轉入指示,並於2022年1月31日或之前成功由其他金融機構將基金轉入至本行的理財賬戶,方可獲享本優惠。
    • 現金回贈以港元計算。若基金之結算貨幣為港元,轉入基金市值將按客戶向本行提交基金轉入申請當天的基金價格計算。若基金之結算貨幣並非港元,轉入基金市值將按客戶向本行提交基金轉入申請當天的基金價格及銀行兌換價(由本行全權釐定)計算港元等值。
    • 現金回贈將於2022年2月28日或之前存入合資格客戶之港元結算賬戶。合資格客戶必須於本行存入有關現金回贈時仍然持有有效之理財賬戶及港元結算賬戶。如合資格客戶擁有多於一個港元結算賬戶,存入有關現金回贈的結算賬戶將由本行決定。
  7. 適用於優惠期1及優惠期2
    • 本行只接受客戶於其他金融機構同名賬戶的基金轉入。由客戶的單名賬戶轉至同一客戶的聯名賬戶,或由客戶的聯名賬戶轉至其單名賬戶,均屬同名轉戶。
    • 本優惠只適用於本行分銷及指定之開放式基金,不包括貨幣市場基金。
    • 若合資格客戶於成功轉入基金後12個月內將轉入本行的基金轉出至其他金融機構,本行保留取消本優惠的權利,並於合資格客戶的結算賬戶即時扣除已發放的現金回贈。
    • 基金轉入可否進行或成功須視乎基金公司、基金經理及/或受託人是否同意,及/或是否受任何其他適用的限制影響。有關其他金融機構就基金轉出所收取的任何費用均須由客戶承擔。
    • 本行保留對所有基金轉入申請的最終及唯一批核權。
    • 轉入到本行之基金由本行代理人登記及持有。
    • 本優惠不可與其他優惠同時使用。
    • 如客戶未能符合資格享有本優惠,恕不另行通知。
    • 本行保留隨時暫停、更改、終止或取消各項優惠、獎賞及/或修訂其條款及細則之權利,無須另行通知。如對本優惠及其任何條款或條件有任何爭議,本行保留最終解釋權及決定權。
    • 風險聲明:因外幣匯率有波動,可能價格急劇上落而招致損失,故投資者應肯定已瞭解市場之運作,並明瞭買賣外匯須承受價格變化的風險。
    • 如條款及細則之中英文版本有任何歧異,以中文版本為準。

優惠三:基金認購費低至1%

條款及細則

  1. 基金認購費優惠(「本優惠」)之優惠期由2021年1月1日起至2021年12月31日為止(「優惠期」),包括首尾兩日。客戶必須於2021年12月31日下午3時前向招商永隆銀行(「本行」)提交相關交易指示而被接納,方可獲享上述優惠。
  2. 本優惠只適用於經網上銀行服務或「招商永隆銀行一點通」手機App內之「基金服務」所認購之基金,基金認購費優惠金額以每宗基金認購交易的認購金額計算。
  3. 本優惠不適用於月供基金計劃、不設認購費的基金、貨幣市場基金或任何本行指定的基金。
  4. 本優惠不可與其他優惠同時使用。
  5. 本行保留隨時更改或終止本優惠或更改優惠計算方法或更改其條款及細則之權利,而無須另行通知。如有任何爭議,本行保留一切最終決定權。
  6. 中英文版本如有歧異,概以英文為準。

优惠一:全新基金客户 - 基金认购0.88%优惠费率

条款及细则

  1. 全新基金客户 – 基金认购0.88%优惠费率(「本优惠」)之优惠期由2021年7月2日起至2021年12月31日为止,包括首尾两日(「优惠期」)。
  2. 本优惠只适用于符合以下条件之客户(「合资格客户」),并只适用于本行指定的期限 (「指定期限」):
    • 合资格客户1:客户于2021年6月30日或之前已经持有本行账户,及从未于本行进行基金交易
      指定期限:合资格客户1在优惠期内经本行的首笔基金整额认购日计起一个历月内,可享基金认购0.88%优惠费率,每笔基金认购之金额最少为港币100,000元或以上(或等值之其他货币)。
    • 合资格客户2:客户在优惠期内于本行成功开立理财账户
      指定期限:合资格客户2于本行成功开立理财账户日计起一个历月内,可享基金认购0.88%优惠费率,每笔基金认购之金额最少为港币100,000元或以上(或等值之其他货币)。
  3. 合资格客户于认购基金前,必须经本行客户经理索取认购优惠码,并于「招商永隆银行一点通」手机App或网上银行服务进行认购时输入认购优惠码,方可获得本优惠。
  4. 每位合资格客户只可于相应的指定期限内享用本优惠。
  5. 本优惠只适用于整额基金认购,不适用于月供基金计划、基金转换交易、不设认购费的基金、货币市场基金或任何本行指定的基金。
  6. 本优惠须受有关产品/服务之条款及细则约束。
  7. 本优惠名额有限,先到先得,额满即止。
  8. 本优惠不可与其他优惠同时使用。
  9. 本行保留随时暂停、更改、终止或取消各项优惠、奖赏及/或修订其条款及细则之权利,无须另行通知。如对本优惠及其任何条款或条件有任何争议,本行保留最终解释权及决定权。
  10. 风险声明:因外币汇率有波动,可能价格急剧上落而招致损失,故投资者应肯定已了解市场之运作,并明了买卖外汇须承受价格变化的风险。
  11. 本优惠之条款及细则之中、英文版本如有任何歧异,概以中文版本为准。

优惠二:基金转入优惠 

条款及细则

  1. 基金转入优惠(「本优惠」)之优惠期由2021年7月2日至2021年12月31日(「优惠期」)为止,并分开两阶段进行:
    第一阶段:2021年7月2日至9月30日,包括首尾两天(「优惠期1」)
    第二阶段:2021年10月2日至12月31日,包括首尾两天(「优惠期2」)
  2. 客户于优惠期内按照本条款及细则之第5项及/或第6项,向招商永隆银行(「本行」)提交基金转入指示并成功转入基金至本行,可获享本优惠(「合资格客户」)。
  3. 在每段优惠期内,每名合资格客户转入基金之市场价值(「转入基金市值」)每累积达港币100,000元,可获港币200元现金回赠。每名合资格客户于每段优惠期内最高可享港币10,000元现金回赠。
  4. 本优惠之转入基金市值及现金回赠在每段优惠期内重新累积计算。
  5. 适用于优惠期1:2021年7月2日至9月30日
    • 合资格客户于优惠期1内向本行提交基金转入指示,并于2021年10月31日或之前成功由其他金融机构将基金转入至本行的理财账户,方可获享本优惠。
    • 现金回赠以港元计算。若基金之结算货币为港元,转入基金市值将按客户向本行提交基金转入申请当天的基金价格计算。若基金之结算货币并非港元,转入基金市值将按客户向本行提交基金转入申请当天的基金价格及银行兑换价(由本行全权厘定)计算港元等值。
    • 现金回赠将于2021年11月30日或之前存入合资格客户之港元结算账户。合资格客户必须于本行存入有关现金回赠时仍然持有有效之理财账户及港元结算账户。如合资格客户拥有多于一个港元结算账户,存入有关现金回赠的结算账户将由本行决定。
  6. 适用于优惠期2:2021年10月2日至12月31日
    • 合资格客户于优惠期2内向本行提交基金转入指示,并于2022年1月31日或之前成功由其他金融机构将基金转入至本行的理财账户,方可获享本优惠。
    • 现金回赠以港元计算。若基金之结算货币为港元,转入基金市值将按客户向本行提交基金转入申请当天的基金价格计算。若基金之结算货币并非港元,转入基金市值将按客户向本行提交基金转入申请当天的基金价格及银行兑换价(由本行全权厘定)计算港元等值。
    • 现金回赠将于2022年2月28日或之前存入合资格客户之港元结算账户。合资格客户必须于本行存入有关现金回赠时仍然持有有效之理财账户及港元结算账户。如合资格客户拥有多于一个港元结算账户,存入有关现金回赠的结算账户将由本行决定。
  7. 适用于优惠期1及优惠期2
    • 本行只接受客户于其他金融机构同名账户的基金转入。由客户的单名账户转至同一客户的联名账户,或由客户的联名账户转至其单名账户,均属同名转户。
    • 本优惠只适用于本行分销及指定之开放式基金,不包括货币市场基金。
    • 若合资格客户于成功转入基金后12个月内将转入本行的基金转出至其他金融机构,本行保留取消本优惠的权利,并于合资格客户的结算账户即时扣除已发放的现金回赠。
    • 基金转入可否进行或成功须视乎基金公司、基金经理及/或受托人是否同意,及/或是否受任何其他适用的限制影响。有关其他金融机构就基金转出所收取的任何费用均须由客户承担。
    • 本行保留对所有基金转入申请的最终及唯一批核权。
    • 转入到本行之基金由本行代理人登记及持有。
    • 本优惠不可与其他优惠同时使用。
    • 如客户未能符合资格享有本优惠,恕不另行通知。
    • 本行保留随时暂停、更改、终止或取消各项优惠、奖赏及/或修订其条款及细则之权利,无须另行通知。如对本优惠及其任何条款或条件有任何争议,本行保留最终解释权及决定权。
    • 风险声明:因外币汇率有波动,可能价格急剧上落而招致损失,故投资者应肯定已了解市场之运作,并明了买卖外汇须承受价格变化的风险。
    • 如条款及细则之中英文版本有任何歧异,以中文版本为准。

优惠三:基金认购费低至1%

条款及细则

  1. 基金认购费优惠(「本优惠」)之优惠期由2021年1月1日起至2021年12月31日为止(「优惠期」),包括首尾两日。客户必须于2021年12月31日下午3时前向招商永隆银行(「本行」)提交相关交易指示而被接纳,方可获享上述优惠。
  2. 本优惠只适用于经网上银行服务或「招商永隆银行一点通」手机App内之「基金服务」所认购之基金,基金认购费优惠金额以每宗基金认购交易的认购金额计算。
  3. 本优惠不适用于月供基金计划、不设认购费的基金、货币市场基金或任何本行指定的基金。
  4. 本优惠不可与其他优惠同时使用。
  5. 本行保留随时更改或终止本优惠或更改优惠计算方法或更改其条款及细则之权利,而无须另行通知。如有任何争议,本行保留一切最终决定权。
  6. 中英文版本如有歧异,概以英文为准。

Offer 1 : New Unit Trust Customer – 0.88% Preferential Fee Offer for Fund Subscription

Terms and Conditions

  1. New Unit Trust Customer – 0.88% Preferential Fee Offer for Fund Subscription (“the Offer”) is valid from 2 July 2021 to 31 December 2021, both dates inclusive (“Promotion Period”).
  2. The Offer is only applicable to customers who fulfill the criteria stated below (“Eligible Customer”), and it is only applicable to the period designated by the Bank (“Designated Period”):
    • Eligible Customer 1: The customers have already held an account at the Bank on or before 30 June 2021, and have never conducted any unit trust transaction through the Bank.
      Designated Period: Eligible Customer 1 can enjoy 0.88% preferential subscription fee within one calendar month starting from the date of the first lump-sum subscription during the Promotion Period via the bank. The amount of each lump-sum subscription must be at least HKD100,000 or above (or its equivalent in any other currency).
    • Eligible Customer 2: The customers open Wealth Management Account in the Bank during the Promotion Period.
      Designated Period: Eligible Customer 2 can enjoy 0.88% preferential subscription fee within one calendar month starting from the date of the Wealth Management Account opening. The amount of each lump-sum subscription must be at least HKD100,000 or above (or its equivalent in any other currency).
  3. Eligible Customer must obtain a Subscription Promotion Code from our Bank’s relationship managers. The code must be used in the fund subscription through CMB Wing Lung Bank Wintech mobile application or NET Banking Services.
  4. Each Eligible Customer can only enjoy the Offer within the relevant Designated Period.
  5. The Promotional Offer is not applicable to Fund Monthly Savings Plan, fund switching, investment funds with no subscription fees, money market funds or any other funds designated by the Bank.
  6. The Offer is subject to the terms and conditions of relevant products or services.
  7. The Offer is subject to quota availability and is offered on a first-come-first-serve basis.
  8. The Offer cannot be used in conjunction with any other offers.
  9. The Bank reserves the right to suspend, amend, terminate or cancel any offers, rewards and/or amend these Terms and Conditions at any time without further notice. Should there be any disputes of the Terms and Conditions of this Promotion, the Bank reserves the final right of explanation and decision.
  10. Risk Disclosure: The risk of loss associated with the volatile movement in foreign exchange market can be substantial. Participants should have a thorough understanding of the market and should be aware of the risk of foreign exchange investment.
  11. If there is any discrepancy between the English and Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

Offer 2 : Investment Fund Transfer-In Promotion

Terms and Conditions

  1. Investment Fund Transfer-In Promotion Offer ("the Offer”) is valid from 2 July 2021 to 31 December 2021 (“Promotion Period”) , and this Offer is separated into 2 stages:
    First Stage: 2 July 2021 to 30 September 2021, both dates inclusive (“Promotion Period 1”)
    Second Stage: 2 October 2021 to 31 December 2021, both dates inclusive (“Promotion Period 2”)
  2. Customer who submits an investment fund transfer-in instruction during the Promotion Period and successfully transfers the holdings of investment fund to CMB Wing Lung Bank (“the Bank”) from other financial institution(s) according to Clause 5 and/or Clause 6 of this Terms and Conditions can enjoy this Offer (“Eligible Customer”).
  3. During each stage of the Promotion Period, each Eligible Customer who transfers investment funds to the Bank with every accumulated market value of HKD100,000 can enjoy HKD200 Cash Rebate. Each Eligible Customer can enjoy up to HKD10,000 Cash Rebate during each stage of the Promotion Period.
  4. The accumulated transfer-in market value and Cash Rebate amount will be re-calculated during each stage of the Promotion Period.
  5. Applicable to Promotion Period 1 : 2 July 2021 to 30 September 2021
    • Eligible Customer who submits investment fund transfer-in instruction during Promotion Period 1 and successfully transfers the holdings of the fund from other financial institution(s) to the Wealth Management Account of the Bank on or before 31 October 2021 is entitled to this Offer.
    • The Cash Rebate is calculated in HK Dollar. If the settlement currency of the fund is in HK Dollar, the transfer-in market value will be calculated according to the fund price on the day when the customer submits to the Bank an investment fund transfer-in instruction. If the settlement currency is not in HK Dollar, the transfer-in market value will be calculated into HK Dollar equivalent according to the fund price and exchange rate (to be determined by the Bank at its sole discretion) on the day when the customer submits to the Bank an investment fund transfer-in instruction.
    • The Cash Rebate will be credited into the HKD settlement account of the Eligible Customer on or before 30 November 2021. The Eligible Customer must still hold a valid Wealth Management Account and a HKD settlement account when the Cash Rebate is credited. If the Eligible Customer holds more than one HKD settlement account, the Bank shall have sole discretion to determine which settlement account the Cash Rebate will be credited into.
  6. Applicable to Promotion Period 2: 2 October 2021 to 31 December 2021
    • Eligible Customer who submits investment fund transfer-in instruction during Promotion Period 2 and successfully transfers the holdings of the fund from other financial institution(s) to the Wealth Management Account with the Bank on or before 31 January 2022 is entitled to this Offer.
    • The Cash Rebate is calculated in HK Dollar. If the settlement currency of the fund is in HK Dollar, the transfer-in market value will be calculated according to the fund price on the day when the customer submits to the Bank an investment fund transfer-in instruction. If the settlement currency is not in HK Dollar, the transfer-in market value will be calculated into HK Dollar equivalent according to the fund price and exchange rate (to be determined by the Bank at its sole discretion) on the day when the customer submits to the Bank an investment fund transfer-in instruction.
    • The Cash Rebate will be credited into the HKD settlement account of the Eligible Customer on or before 28 February 2022. The Eligible Customer must still hold a valid Wealth Management Account and a HKD settlement account when the Cash Rebate is credited. If the Eligible Customer holds more than one HKD settlement account, the Bank shall have sole discretion to determine which settlement account the Cash Rebate will be credited into.
  7. Applicable to Promotion Period 1 and Promotion Period 2
    • The Bank only accepts investment fund transfer-in from an account(s) held under the same name as the customer in other financial institution(s). Transferring investment fund from a personal account to a joint-name account held by the same customer or transferring investment fund from a joint-name account to a personal account held by one of the joint-name account customers are also considered as same-name transfer.
    • This Offer is only applicable to open-ended funds distributed and designated by the Bank, excluding money market funds.
    • If the investment fund(s) transferred into the Bank is/are being transferred out of the Bank to other financial institution(s) by the Eligible Customer within 12 months after the transfer-in completion date, the Bank reserves the right to revoke the Offer by debiting the amount equivalent to the entitled Cash Rebate from the settlement account of the Eligible Customer immediately.
    • Whether an investment fund transfer-in can be conducted will depend on the consent of the fund house(s), fund manager(s) and/or trustee(s) of the relevant investment fund on such transfer, and/or whether it is subject to any other applicable restriction. Any fees charged by the relevant financial institution(s) in respect of the transfer shall be borne by the Eligible Customer.
    • Investment fund transfer-in instructions are subject to the final approval of the Bank at its sole and absolute discretion.
    • Holdings of any investment funds transferred to the Bank have to be registered and held in the name of the Bank’s nominee.
    • This Offer cannot be used in conjunction with any other offer.
    • Customer will not be informed if the customer is not eligible to enjoy this Offer.
    • The Bank reserves the right to suspend, amend, terminate or cancel any offers, rewards and/or amend these Terms and Conditions at any time without further notice. Should there be any disputes of the Terms and Conditions of this Promotion, the Bank reserves the final right of explanation and decision.
    • Risk Disclosure: The risk of loss associated with the volatile movement in foreign exchange market can be substantial. Participants should have a thorough understanding of the market and should be aware of the risk of foreign exchange investment.
    • In case of discrepancies between the English and Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

Offer 3 : Fund Trading Subscription Fee as low as 1%

Terms and Conditions

  1. The Promotional Period of Fund Trading Subscription Fee Promotional Offer (“the Promotional Offer”) is valid from 1 January 2021 to 31 December 2021 (“the Promotional Period”), both dates inclusive. The Promotional Offer is applicable to relevant instruction received and accepted by CMB Wing Lung Bank (“the Bank”) by 3pm on 31 December 2021.
  2. The Promotional Offer is only applicable for subscription of investment fund(s) through “Fund Services” of NET Banking Services and CMB Wing Lung Bank Wintech mobile application. Amount of Promotional Subscription Fee is calculated based on the subscription amount of each investment fund subscription.
  3. The Promotional Offer is not applicable to Fund Monthly Savings Plan, investment funds with no subscription fees, money market funds or any other funds designated by the Bank.
  4. The Promotional Offer cannot be used in conjunction with any other offers.
  5. The Bank reserves the right to amend or terminate the Promotional Offer, or change its calculation method, or amend the terms and conditions thereof at any time without prior notice. In the event of any dispute, the decision of the Bank shall be final.
  6. If there is any discrepancy between the English and Chinese versions, the English version shall prevail.